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<channel>
	<title>Medicare Drug Plan Secrets</title>
	<atom:link href="http://medicare-drug-plan-secrets.org/feed" rel="self" type="application/rss+xml" />
	<link>http://medicare-drug-plan-secrets.org</link>
	<description></description>
	<pubDate>Thu, 15 Jan 2009 09:10:27 +0000</pubDate>
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	<language>en</language>
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			<item>
		<title>How can I get free medicare for my pregnant sister?</title>
		<link>http://medicare-drug-plan-secrets.org/%POSTNAME%</link>
		<comments>http://medicare-drug-plan-secrets.org/%POSTNAME%#comments</comments>
		<pubDate>Thu, 15 Jan 2009 09:10:27 +0000</pubDate>
		<dc:creator>dpfitch</dc:creator>
		
		<category><![CDATA[Medicare Drug Plan Secrets]]></category>

		<category><![CDATA[Free Health Program]]></category>

		<category><![CDATA[Free Medicare]]></category>

		<category><![CDATA[Free Pregnant]]></category>

		<category><![CDATA[Pa Usa]]></category>

		<category><![CDATA[Pregnant Sister]]></category>

		<guid isPermaLink="false">http://medicare-drug-plan-secrets.org/?p=736</guid>
		<description><![CDATA[
sim asked: I live in PA,USA and I desperately need medicare or any other free health program that will give discount(or free) when she delivers or when something happens.Please help me.She is 34Medicare Drug Plan Secrets
]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/01/medicare66.jpg"><img src="/wp-content/uploads/2009/01/medicare66.jpg" title='' alt='' /></a></div>
<div><em><strong>sim</strong> asked: </em><br/><br/><br/>I live in PA,USA and I desperately need medicare or any other free health program that will give discount(or free) when she delivers or when something happens.Please help me.She is 34<br/><br/><a href='http://medicare-drug-plan-secrets.org/'>Medicare Drug Plan Secrets</a></div>
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			<wfw:commentRss>http://medicare-drug-plan-secrets.org/%POSTNAME%/feed</wfw:commentRss>
		</item>
		<item>
		<title>Questions About My 2nd Level Insurance Appeal?</title>
		<link>http://medicare-drug-plan-secrets.org/%POSTNAME%</link>
		<comments>http://medicare-drug-plan-secrets.org/%POSTNAME%#comments</comments>
		<pubDate>Sun, 11 Jan 2009 19:25:19 +0000</pubDate>
		<dc:creator>dpfitch</dc:creator>
		
		<category><![CDATA[Medicare Drug Plan Secrets]]></category>

		<category><![CDATA[Decision Maker]]></category>

		<category><![CDATA[License Numbers]]></category>

		<category><![CDATA[Medical License]]></category>

		<category><![CDATA[Medicare Medicaid]]></category>

		<guid isPermaLink="false">http://medicare-drug-plan-secrets.org/?p=618</guid>
		<description><![CDATA[
Marcy A asked: I am battling Aetna PPO to cover a diabetic DME (Continuous Glucose Monitor).  I have followed every step/policy Aetna has asked of me to complete this appeal process.  I am ANGRY that when I ask something of them, they do not even acknowledge my request!   In my last [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/01/medicare_insurance107.jpg"><img src="/wp-content/uploads/2009/01/medicare_insurance107.jpg" title='' alt='' /></a></div>
<div><em><strong>Marcy A</strong> asked: </em><br/><br/><br/>I am battling Aetna PPO to cover a diabetic DME (Continuous Glucose Monitor).  I have followed every step/policy Aetna has asked of me to complete this appeal process.  I am ANGRY that when I ask something of them, they do not even acknowledge my request!   In my last appeal letter I specifically asked for 4 things from them if they denied my appeal again:<br />
1.  Study references they used to deny my appeal (URL format)<br />
2.  Full listings of financial and other relationships which any insurance companies and other payers (such as Medicare/Medicaid, Military Tricare, VA, etc.) have with their study authors.<br />
3.  Medical license numbers of their decision maker(s).<br />
4.  An appropriate legal contacts address.</p>
<p>My questions is:  Do I just go ahead with my next appeal, or do I call them up on not supplying me with the information that I requested and demand that they do it?</p>
<p>Thanks for your help<br />
Marcy<br/><br/><a href='http://medicare-drug-plan-secrets.org/'>Medicare Drug Plan Secrets</a></div>
]]></content:encoded>
			<wfw:commentRss>http://medicare-drug-plan-secrets.org/%POSTNAME%/feed</wfw:commentRss>
		</item>
		<item>
		<title>Medicare Part A hospital stay question?</title>
		<link>http://medicare-drug-plan-secrets.org/%POSTNAME%</link>
		<comments>http://medicare-drug-plan-secrets.org/%POSTNAME%#comments</comments>
		<pubDate>Sat, 10 Jan 2009 05:51:14 +0000</pubDate>
		<dc:creator>dpfitch</dc:creator>
		
		<category><![CDATA[Medicare Drug Plan Secrets]]></category>

		<category><![CDATA[Insurance]]></category>

		<category><![CDATA[Medicare Bill]]></category>

		<category><![CDATA[Money]]></category>

		<category><![CDATA[Upfront]]></category>

		<guid isPermaLink="false">http://medicare-drug-plan-secrets.org/?p=684</guid>
		<description><![CDATA[
lexie asked: This question is for anyone who has or had medicare part A and B and underwent surgery as an inpatient. I would like to know who you pay the deductilbe for partA to. IT states in the medicare manual etc thata you MUST pay the medicare part A deductilbe before they pay for [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/01/medicare_insurance140.jpg"><img src="/wp-content/uploads/2009/01/medicare_insurance140.jpg" title='' alt='' /></a></div>
<div><em><strong>lexie</strong> asked: </em><br/><br/><br/>This question is for anyone who has or had medicare part A and B and underwent surgery as an inpatient. I would like to know who you pay the deductilbe for partA to. IT states in the medicare manual etc thata you MUST pay the medicare part A deductilbe before they pay for your hospital stay. Do you send the money to medicare or what. The hospital told me they do not take the money upfront and they bill medicare adn then I will get my bill but how can that possible be if you MUST pay your deductlbe first in order for them to pay for your stay. This makes no sense to me. I told the hospital and they told me some hopstials take the money up front with some co-insurance etc ans some don&#8217;t. I find this very worrying as if the hospital does not take my deductilbe for Medciare part A how will medicare pay for my hospital stay. Can anyone help me here as I asaked Medicare if I should send them my deductible for part A for my inpatient stay and they said not to us&#8230;&#8230;&#8230;..has ahyone had surgery as an IN patient on Medicare and if so did you pay your deductilbe and to whom and was your stay covered and if you did not pay ;your dedcutible for part A hospital in patient was your stay covered and did Medicare bill you your deductible after the onset of your stay. They make it clear you must pay your deductible upon the onset of your stay but hte hospital is telling me different. Help somone as my surgery is next week!!!!!!!!!!!!!!!&#8212;&#8212;-thankyou<br/><br/><a href='http://medicare-drug-plan-secrets.org/'>Medicare Drug Plan Secrets</a></div>
]]></content:encoded>
			<wfw:commentRss>http://medicare-drug-plan-secrets.org/%POSTNAME%/feed</wfw:commentRss>
		</item>
		<item>
		<title>How can I get My Social Security/Medicare Taxes, if I am nonresident alien (J1- visa) and I already left USA?</title>
		<link>http://medicare-drug-plan-secrets.org/%POSTNAME%</link>
		<comments>http://medicare-drug-plan-secrets.org/%POSTNAME%#comments</comments>
		<pubDate>Wed, 07 Jan 2009 20:52:23 +0000</pubDate>
		<dc:creator>dpfitch</dc:creator>
		
		<category><![CDATA[Medicare Drug Plan Secrets]]></category>

		<category><![CDATA[Medicare]]></category>

		<category><![CDATA[Pay Taxes]]></category>

		<category><![CDATA[Social Security]]></category>

		<category><![CDATA[Visa Usa]]></category>

		<guid isPermaLink="false">http://medicare-drug-plan-secrets.org/?p=708</guid>
		<description><![CDATA[
LusinHD asked: For 1st 2 years I didn&#8217;t pay these taxes, but for 3rd year I did. Can I get back these Social Security/Medicare Taxes for 3rd year?Medicare Drug Plan Secrets
]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/01/medicare52.jpg"><img src="/wp-content/uploads/2009/01/medicare52.jpg" title='' alt='' /></a></div>
<div><em><strong>LusinHD</strong> asked: </em><br/><br/><br/>For 1st 2 years I didn&#8217;t pay these taxes, but for 3rd year I did. Can I get back these Social Security/Medicare Taxes for 3rd year?<br/><br/><a href='http://medicare-drug-plan-secrets.org/'>Medicare Drug Plan Secrets</a></div>
]]></content:encoded>
			<wfw:commentRss>http://medicare-drug-plan-secrets.org/%POSTNAME%/feed</wfw:commentRss>
		</item>
		<item>
		<title>What are the best health insurance options for retired pre-medicare folks?</title>
		<link>http://medicare-drug-plan-secrets.org/%POSTNAME%</link>
		<comments>http://medicare-drug-plan-secrets.org/%POSTNAME%#comments</comments>
		<pubDate>Wed, 31 Dec 2008 20:01:51 +0000</pubDate>
		<dc:creator>dpfitch</dc:creator>
		
		<category><![CDATA[Medicare Drug Plan Secrets]]></category>

		<category><![CDATA[Cobra]]></category>

		<category><![CDATA[Health Insurance Options]]></category>

		<category><![CDATA[Health Options]]></category>

		<category><![CDATA[Medicare]]></category>

		<category><![CDATA[Medicare Coverage]]></category>

		<guid isPermaLink="false">http://medicare-drug-plan-secrets.org/?p=756</guid>
		<description><![CDATA[
Max - asked: A few of my friends have a man who is now age 65 soon to be getting Medicare coverage, while his wife is not yet 65, so she does not qualify for Medicare or for the COBRA option of her spouse&#8217;s former employer.  Are there any programs for her to not [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/01/medicare76.jpg"><img src="/wp-content/uploads/2009/01/medicare76.jpg" title='' alt='' /></a></div>
<div><em><strong>Max -</strong> asked: </em><br/><br/><br/>A few of my friends have a man who is now age 65 soon to be getting Medicare coverage, while his wife is not yet 65, so she does not qualify for Medicare or for the COBRA option of her spouse&#8217;s former employer.  Are there any programs for her to not have to pay for health insurance entirely out of pocket?<br/><br/><a href='http://medicare-drug-plan-secrets.org/'>Medicare Drug Plan Secrets</a></div>
]]></content:encoded>
			<wfw:commentRss>http://medicare-drug-plan-secrets.org/%POSTNAME%/feed</wfw:commentRss>
		</item>
		<item>
		<title>friend has cancer insurance running out help?</title>
		<link>http://medicare-drug-plan-secrets.org/%POSTNAME%</link>
		<comments>http://medicare-drug-plan-secrets.org/%POSTNAME%#comments</comments>
		<pubDate>Tue, 30 Dec 2008 15:30:28 +0000</pubDate>
		<dc:creator>dpfitch</dc:creator>
		
		<category><![CDATA[Medicare Drug Plan Secrets]]></category>

		<category><![CDATA[Cancer Insurance]]></category>

		<category><![CDATA[Cobra Insurance]]></category>

		<category><![CDATA[Insurance Job]]></category>

		<category><![CDATA[Running]]></category>

		<category><![CDATA[Social Security]]></category>

		<guid isPermaLink="false">http://medicare-drug-plan-secrets.org/?p=690</guid>
		<description><![CDATA[
mishoney asked: my friend has cancer and is under going treament he is on social security disability now but the medicare will not kick in until april of 2008 he has been on cobra insurance from his job but it will run out in 30 days and then he will not have any insurance to [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/01/medicare_insurance143.jpg"><img src="/wp-content/uploads/2009/01/medicare_insurance143.jpg" title='' alt='' /></a></div>
<div><em><strong>mishoney</strong> asked: </em><br/><br/><br/>my friend has cancer and is under going treament he is on social security disability now but the medicare will not kick in until april of 2008 he has been on cobra insurance from his job but it will run out in 30 days and then he will not have any insurance to help pay for his treament can anyone here help !<br/><br/><a href='http://medicare-drug-plan-secrets.org/'>Medicare Drug Plan Secrets</a></div>
]]></content:encoded>
			<wfw:commentRss>http://medicare-drug-plan-secrets.org/%POSTNAME%/feed</wfw:commentRss>
		</item>
		<item>
		<title>Did you know that not only illegals drain the system?</title>
		<link>http://medicare-drug-plan-secrets.org/%POSTNAME%</link>
		<comments>http://medicare-drug-plan-secrets.org/%POSTNAME%#comments</comments>
		<pubDate>Fri, 26 Dec 2008 14:27:25 +0000</pubDate>
		<dc:creator>dpfitch</dc:creator>
		
		<category><![CDATA[Medicare Drug Plan Secrets]]></category>

		<category><![CDATA[Hispanics]]></category>

		<category><![CDATA[Insurance]]></category>

		<category><![CDATA[Medicare]]></category>

		<category><![CDATA[Numbers Don]]></category>

		<guid isPermaLink="false">http://medicare-drug-plan-secrets.org/?p=620</guid>
		<description><![CDATA[
Welfare Mamma Drama asked: I&#8217;m tired of illegals draining the system, but I&#8217;m tired of anyone that does.  I was doing some research and found out something very interesting.
For the year of 2005 the US Census estimated that out of the total number of Hispanics that have medical insurance,  21.7% were on Medicaid [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/01/medicare_insurance108.jpg"><img src="/wp-content/uploads/2009/01/medicare_insurance108.jpg" title='' alt='' /></a></div>
<div><em><strong>Welfare Mamma Drama</strong> asked: </em><br/><br/><br/>I&#8217;m tired of illegals draining the system, but I&#8217;m tired of anyone that does.  I was doing some research and found out something very interesting.</p>
<p>For the year of 2005 the US Census estimated that out of the total number of Hispanics that have medical insurance,  21.7% were on Medicaid and 6.4 were on Medicare, so out of the total insured 28.1% were on government health care help.<br />
For the Year 2005 the US Census estimated that out of the total number of Blacks that have medical insurance, 22.2 were on Medicaid and 10.5 were on Medicare, so out of the total insured 32.7 were on government health care help.</p>
<p>These numbers don&#8217;t account for the Uninsured ones, who were almost at the 30% of each races population, and it doesn&#8217;t account to the amount of Births, but the fact is that illegals, hispanics and blacks are draining our system, and this has to end.<br/><br/><a href='http://medicare-drug-plan-secrets.org/'>Medicare Drug Plan Secrets</a></div>
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			<wfw:commentRss>http://medicare-drug-plan-secrets.org/%POSTNAME%/feed</wfw:commentRss>
		</item>
		<item>
		<title>How to I get insurance immediatly with a pre-existing condition?</title>
		<link>http://medicare-drug-plan-secrets.org/%POSTNAME%</link>
		<comments>http://medicare-drug-plan-secrets.org/%POSTNAME%#comments</comments>
		<pubDate>Tue, 23 Dec 2008 22:16:20 +0000</pubDate>
		<dc:creator>dpfitch</dc:creator>
		
		<category><![CDATA[Medicare Drug Plan Secrets]]></category>

		<category><![CDATA[Cobra Insurance]]></category>

		<category><![CDATA[Hospital Bills]]></category>

		<category><![CDATA[Insurance]]></category>

		<category><![CDATA[Insurance Cover]]></category>

		<category><![CDATA[Stroke]]></category>

		<guid isPermaLink="false">http://medicare-drug-plan-secrets.org/?p=634</guid>
		<description><![CDATA[
lemonheads asked: My mother-in-law had a stroke on Saturday and has been in the hospital since then.  She was laid off four months ago and did not purchase the cobra.  The insurance her and her husband bought had turned out to be a scam and doesn&#8217;t cover the hospital bill which is now [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/01/medicare_insurance115.jpg"><img src="/wp-content/uploads/2009/01/medicare_insurance115.jpg" title='' alt='' /></a></div>
<div><em><strong>lemonheads</strong> asked: </em><br/><br/><br/>My mother-in-law had a stroke on Saturday and has been in the hospital since then.  She was laid off four months ago and did not purchase the cobra.  The insurance her and her husband bought had turned out to be a scam and doesn&#8217;t cover the hospital bill which is now $20,000.  She also will require Live In Physical Therapy for the next few weeks which is about $1000 a day.  We live in NYC and she does not qualify for medicare/medicaid.<br />
Is there anyway to get her insurance to cover the Physical Therapy (since is might be considered a pre-existing condition) and is there any way to reduce the hospital bills accrued so far?  </p>
<p>Thanks!<br/><br/><a href='http://medicare-drug-plan-secrets.org/'>Medicare Drug Plan Secrets</a></div>
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			<wfw:commentRss>http://medicare-drug-plan-secrets.org/%POSTNAME%/feed</wfw:commentRss>
		</item>
		<item>
		<title>Do you think this is fair againts *** couples?</title>
		<link>http://medicare-drug-plan-secrets.org/%POSTNAME%</link>
		<comments>http://medicare-drug-plan-secrets.org/%POSTNAME%#comments</comments>
		<pubDate>Tue, 23 Dec 2008 16:31:50 +0000</pubDate>
		<dc:creator>dpfitch</dc:creator>
		
		<category><![CDATA[Medicare Drug Plan Secrets]]></category>

		<category><![CDATA[Gays And Lesbians]]></category>

		<category><![CDATA[Lifetime Learning]]></category>

		<category><![CDATA[Married Couples]]></category>

		<category><![CDATA[Public Assistance]]></category>

		<category><![CDATA[Violence Protection Orders]]></category>

		<guid isPermaLink="false">http://medicare-drug-plan-secrets.org/?p=578</guid>
		<description><![CDATA[
vanessa asked: Here are some of the legal rights that married couples have and gays and ******** are denied : 
Joint parental rights of children
Joint adoption
Status as &#8220;next-of-kin&#8221; for hospital visits and medical decisions
Right to make a decision about the disposal of loved ones remains
Immigration and residency for partners from other countries
Crime victims recovery benefits
Domestic [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/01/medicare_plans137.jpg"><img src="/wp-content/uploads/2009/01/medicare_plans137.jpg" title='' alt='' /></a></div>
<div><em><strong>vanessa</strong> asked: </em><br/><br/><br/>Here are some of the legal rights that married couples have and gays and ******** are denied : </p>
<p>Joint parental rights of children<br />
Joint adoption<br />
Status as &#8220;next-of-kin&#8221; for hospital visits and medical decisions<br />
Right to make a decision about the disposal of loved ones remains<br />
Immigration and residency for partners from other countries<br />
Crime victims recovery benefits<br />
Domestic violence protection orders<br />
Judicial protections and immunity<br />
Automatic inheritance in the absence of a will<br />
Public safety officers death benefits<br />
Spousal veterans benefits<br />
Social Security<br />
Medicare<br />
Joint filing of tax returns<br />
Wrongful death benefits for surviving partner and children<br />
Bereavement or sick leave to care for partner or children<br />
Child support<br />
Joint Insurance Plans<br />
Tax credits including: Child tax credit, Hope and lifetime learning credits<br />
Deferred Compensation for pension and IRAs<br />
Estate and gift tax benefits<br />
Welfare and public assistance<br />
There are only a couple of states in the US that give some of these rights to *** couples and many of the other states don&#8217;t regognice these rights in case a couple moves to another state.<br/><br/><a href='http://medicare-drug-plan-secrets.org/'>Medicare Drug Plan Secrets</a></div>
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			<wfw:commentRss>http://medicare-drug-plan-secrets.org/%POSTNAME%/feed</wfw:commentRss>
		</item>
		<item>
		<title>who can i talk to for help after a heart attack?</title>
		<link>http://medicare-drug-plan-secrets.org/%POSTNAME%</link>
		<comments>http://medicare-drug-plan-secrets.org/%POSTNAME%#comments</comments>
		<pubDate>Tue, 23 Dec 2008 04:31:22 +0000</pubDate>
		<dc:creator>dpfitch</dc:creator>
		
		<category><![CDATA[Medicare Drug Plan Secrets]]></category>

		<category><![CDATA[Doctor Appointments]]></category>

		<category><![CDATA[Heart Attack]]></category>

		<category><![CDATA[Medical Insurance]]></category>

		<category><![CDATA[Medicare]]></category>

		<category><![CDATA[Minor Heart Attack]]></category>

		<guid isPermaLink="false">http://medicare-drug-plan-secrets.org/?p=680</guid>
		<description><![CDATA[
staren72 asked: I am divorced, but my mother-in-law still lives with me. It is already hard enough financially, since she does not qualify for ssi or medicare. but now she had a minor heart attack, and her medical insurance is county provided and her doctor is out of town.  I am barely supporting my [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/2009/01/medicare_insurance138.jpg"><img src="/wp-content/uploads/2009/01/medicare_insurance138.jpg" title='' alt='' /></a></div>
<div><em><strong>staren72</strong> asked: </em><br/><br/><br/>I am divorced, but my mother-in-law still lives with me. It is already hard enough financially, since she does not qualify for ssi or medicare. but now she had a minor heart attack, and her medical insurance is county provided and her doctor is out of town.  I am barely supporting my family as it is, but the additional strain of extra doctor appointments and missing  work is really going to be hard. She is only 62 and never worked to qualify for ss, what can i do?<br/><br/><a href='http://medicare-drug-plan-secrets.org/'>Medicare Drug Plan Secrets</a></div>
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